Tex Capital Partners with MoneyThumb to Enhance Bank Statement Validation and Fraud Detection

Tex Capital has announced a strategic partnership with MoneyThumb, a leading provider of financial data parsing and analytics solutions. The collaboration will integrate MoneyThumb’s advanced technology platform within Kapiq to strengthen bank statement validation, underwriting and fraud detection capabilities.

Strengthening Financial Data Integrity

For lenders and investors, the ability to accurately validate financial information is critical. Traditional methods of assessing bank statements are often manual, time-consuming, and vulnerable to manipulation. By leveraging Kapiq, Tex Capital can automate the extraction and validation of data directly from bank statements, significantly reducing the risks of errors or fraudulent submissions.

Through this integration, Tex Capital will be able to:

• Verify bank statement authenticity with greater precision.
• Identify discrepancies or anomalies that may indicate fraudulent activity.
• Accelerate lending decisions by streamlining the verification process.

This marks a major step forward in Tex Capital’s mission to provide secure, transparent, and efficient financial solutions for its partners and clients.

Advanced Fraud Detection

Fraudulent financial documentation has become a growing concern across the lending and investment landscape. False statements can misrepresent a borrower’s financial position, exposing lenders to significant risk. MoneyThumb’s platform brings sophisticated fraud detection tools that go beyond simple checks inside Kapiq.

Using advanced algorithms and pattern recognition, Kapiq can now flag inconsistencies in account activity, detect document alterations, and highlight suspicious transaction flows. These capabilities not only protect Tex Capital from potential losses but also ensure that capital is directed toward legitimate and deserving businesses.

Improving Client Confidence and Efficiency

For Tex Capital, the partnership with MoneyThumb represents more than just a technological upgrade—it is an investment in client trust. By adopting best-in-class validation and fraud detection tools, the company is reinforcing its commitment to responsible lending and capital allocation.

Clients and partners of Tex Capital will benefit from:

• Faster application turnaround times due to automated data validation.
• Reduced administrative burden, freeing up resources for more strategic work.
• Greater confidence in financial assessments, strengthening relationships between lenders, investors, and borrowers.

This efficiency not only improves Tex Capital’s internal processes but also enhances the broader ecosystem of trading entities, micro businesses, and investment partners it serves.