Tex Capital Set to Launch Revolutionary AutoScore Funding Platform Across UK and US Brands

Tex Capital is preparing to transform the landscape of business finance with the imminent launch of its groundbreaking AutoScore Funding Platform, a fully automated decisioning and capital-delivery engine designed to empower small and medium-sized businesses (SMBs) across both the United Kingdom and the United States. With instant funding decisions and facilities available up to $1.25 million, the platform represents a major leap forward in the group’s mission to make business financing faster, smarter, and more accessible.

At the heart of the AutoScore platform is a suite of advanced AI-driven technologies built to evaluate business performance in real time. Unlike traditional finance models—where underwriting can take days or even weeks—AutoScore performs high-precision risk modelling and data verification within seconds. The result is a frictionless experience where eligible businesses can submit their details online and receive an immediate decision, followed by same-day access to capital.

Tex Capital's leadership describes this innovation as a “natural evolution” of their longstanding commitment to helping SMBs grow without the bottlenecks of outdated lending processes. The company’s UK and US brands will each integrate the AutoScore engine into their existing customer journeys, aligning the platform with local regulations, market conditions, and funding needs. This dual-market rollout not only expands Tex Capital Group’s operational capabilities but also positions the company as a cross-continental leader in automated finance technology.

The AutoScore system leverages AI in several key areas. First, it aggregates and analyses data from accounting software, bank transactions, payment processors, and commercial intelligence sources. This holistic data approach allows the platform to build a dynamic financial portrait of each business, far beyond what a traditional loan application captures. Second, the AI performs predictive modelling that identifies cash-flow resilience, growth potential, and operational stability. This means that well-run businesses—even those without perfect credit histories—can access the funding they need at the moment they need it.

By removing the layers of manual assessment typically involved in underwriting, Tex Capital is able to dramatically reduce the time and resources required to approve a deal. For SMB owners, this means less paperwork, fewer delays, and far more transparency throughout the financing process. For brokers and partners, AutoScore offers a scalable solution capable of servicing thousands of businesses simultaneously, without compromising on security or compliance.

The introduction of the AutoScore platform comes at a pivotal time for SMBs operating in uncertain economic conditions. Many businesses continue to grapple with fluctuating costs, supply chain pressures, and the need to invest in new technologies to stay competitive. Access to fast, data-driven funding can make the difference between stagnation and sustainable growth. Tex Capital aims to close that gap by providing capital at the speed of modern business.

With its imminent launch, the AutoScore Funding Platform is set to redefine how SMBs secure financing—combining efficiency, intelligence, and accessibility in a way that few traditional lenders can match. Tex Capital is not just releasing a new product; it is ushering in a new era of automated business funding.